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MISSION, VISION AND VALUES

MISSION STATEMENT

To be a forward thinking community financial institution in which to bank, work and invest.

CORE VALUES

• We work with honesty and integrity

• We are dedicated to serving our customers’ needs

• We work as a team and encourage open communication

• We seek a healthy balance for our team members between work and life demands

• We are accountable for our own actions

• We work hard but enjoy what we do

• We respect and comply with bank policies, procedures and industry regulations.

• We are performance driven

STATEMENT OF CONDITION
(Unaudited, figures rounded to the nearest thousand)
December 31 2016 2015
ASSETS
Cash and due from banks 14,031,000 24,199,000
Securities 104,044,000 100,897,000
Federal funds sold - 205,000
Loans and leases, net of unearned Income 316,240,000 292,030,000
Less: Allowance for loan and lease losses 5,950,000 5,495,000
Net Loans and Leases 310,290,000 286,535,000
Bank premises and fixed assets 7,674,000 7,508,000
Other assets 16,002,000 15,175,000
Total Assets 452,041,000 434,519,000
LIABILITIES AND SHAREHOLDERS' EQUITY
Noninterest bearing deposits 98,868,000 99,886,000
Interest bearing deposits 273,564,000 280,870,000
Total Deposits 372,432,000 380,756,000
Federal funds purchased 5,000,000 -
Other liabilities 25,296,000 6,729,000
Total Liabilities 402,728,000 387,485,000
SHAREHOLDERS' EQUITY
Common Stock 20,000 20,000
Surplus 40,560,000 40,560,000
Undivided Profits 8,594,000 5,412,000
Net unrealized gains (loss) on AFS Securities 139,000 1,042,000
Total Shareholder's Equity 49,313,000 47,034,000
Total Liabilities and Shareholder's Equity 452,041,000 434,519,000