Merchant services

Whether a business has 1 or 1,000 offices, FNB Merchant Services can successfully meet the payment processing needs of any business. FNB Merchant Services, an alliance between FNB Bank and First Data Merchant Services, provide the most current technology in the processing industry combined with the personal service our clients deserve.

  • When businesses designate an FNB Bank checking account for funding of electronic card payment deposits, they will receive FNB preferred merchant pricing. FNB preferred merchant pricing gives businesses virtually the lowest merchant processing rates in the market today.
  • Our credit acceptance solutions are rooted in long-standing partnerships with the world’s best-known and most respected credit card companies: American Express®, Discover® Network, Visa®, MasterCard®, JCB®, and Diner’s Club International®.
  • We also can provide our clients with the latest capabilities for electronic check verification services.
  • FNB Merchant Services even provides business owners with the ability to accept credit card payments via the web!
  • For more information about online business banking and merchant services, please contact Polly Toon, Business Account Specialist, at 270.251.6043.

Pogo Mobile Payments

The newest technology allows your iPhone or Android device to become a credit card processing terminal. No need to purchase any expensive equipment.  For more information about Pogo, please contact Polly Toon, Business Account Specialist, at 270.251.6043.  Simply click the Get Started Now button to begin your application.

Think...Quality, Speed and Flexibility!

  • Free Pogo card reader
  • No annual or monthly fees
  • No contracts
  • Competitive rates
  • Support and service from the leading experts in payment acceptance

Get Started Now!

Clover™ Station

Clover™ Station is a cutting-edge control system designed for businesses just like yours. By combining contemporary design with simple functionality, Clover Station is a solution that stands out. It helps you track inventory, manage employees, gain customer insight, drive loyalty and accept payments with ease — all on one powerful system.

Everything you need to run your business.
Clover Station can significantly simplify your business operations, freeing you to focus on growing your business. It comes equipped with a high-resolution touchscreen, a user-friendly interface and a pivot arm for easy interaction with customers. And with a limited footprint and separate cash drawer, it easily adapts to your setup. And now your business is future-proof because Clover also accepts the latest payment technologies including Apple Pay™ for iPhone® 6.

Clover Station can help you:

  • Accept contactless payments. With Apple Pay, consumers are ready to tap and pay anywhere contactless payments are accepted.*
  • Streamline your operations. You can do it all from your Clover Station. With every sale, your system automatically builds a transaction record and tracks inventory. You can then take advantage of that sales information with the InsighticsSM Solution, an app that helps you gain valuable insight into your customers, sales and similar businesses. You can also create a loyalty program with the Perka™ Solution, an app that helps you drive repeat business and build lasting customer relationships.
  • Manage your business anytime, anywhere. With the Clover web dashboard, you can manage your business on any desktop, smartphone or tablet. Clover Station uses cloud-based software to make sure you always have access to your important business information.
  • Expand your capabilities. The ability to personalize your Clover Station with apps really makes it one of a kind. You can endlessly increase your system’s capabilities with the continuously updated Clover™ App Market, meaning your system will continue to evolve as your needs change. And with peripheral hardware offerings like restaurant printers and barcode scanners, you have the flexibility to tailor your Clover Station to meet your businesses’ needs.
  • Safeguard your information. Clover Station is protected with the latest security technology that provides total transaction protection—so you and your customers are safeguarded with every swipe. And with automatic updates, you’ll always have the latest software and security features.

Want to know what Clover Station could do for your business? Contact our Business Account Specialist, Polly Toon at 270.251.6042 today to see if Clover Station could be your perfect fit.

*Upgrading Clover Station by adding a FD40 PIN Pad will allow for contactless payments.