FNB Bank




Whether a business has 1 or 1,000 offices, FNB Merchant Services can successfully meet the payment processing needs of any business. FNB Merchant Services, an alliance between FNB Bank and First Data Merchant Services, provide the most current technology in the processing industry combined with the personal service our clients deserve.

  • When businesses designate an FNB Bank checking account for funding of electronic card payment deposits, they will receive FNB preferred merchant pricing. FNB preferred merchant pricing gives businesses virtually the lowest merchant processing rates in the market today.
  • Our credit acceptance solutions are rooted in long-standing partnerships with the world’s best-known and most respected credit card companies: American Express®, Discover® Network, Visa®, MasterCard®, JCB®, and Diner’s Club International®.
  • We also can provide our clients with the latest capabilities for electronic check verification services.
  • FNB Merchant Services even provides business owners with the ability to accept credit card payments via the web!
  • For more information about online business banking and merchant services, please contact Polly ToonBusiness Account Specialist, at 270.251.6043.
On Wednesday, January 24 from 5:15 pm to approximately 10:00 pm FNB's Main Office will experience a power outage that will cause all FNB ATMs to be temporarily unavailable, with the exception of the Jordan Drive ATM located in Paducah.