Privacy Policy

 

Rev. 11/2013

Facts

What Does FNB Bank, Inc.Do With Your Personal Information?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and account information
  • Income and account balances
  • Payment history and transaction history

When you are no longer our customer, we continue to share your information as described in this notice

How?

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons FNB Bank, Inc.chooses to share; and whether you can limit this sharing.

Reasons we can share your personal informationDoes FNB Bank, Inc. share?Can you limit this sharing?

For our everyday business purposes: such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes No

For our marketing purposes: to offer our products and services to you

No We don't share

For joint marketing with other financial companies

Yes No

For our affiliates' everyday business purposes: information about your transactions and experiences

Yes No

For our affiliates' everyday business purposes: information about your creditworthiness

No We don't share

For our affiliates to market to you

No We don't share

For non-affiliates to market to you

No We don't share
Questions?

Call 1-888-934-2536 or go to www.thinkfnb.com

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Who we are
Who is providing this information?

 FNB Bank, Inc.
101 E Broadway
PO Box 369
Mayfield, KY  42066

What we do

How does FNB Bank, Inc.protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We restrict access to non-public personal information about you to those employees who need to know.

How does FNB Bank, Inc.collect my personal information?

We collect your personal information, for example, when you

  • Open an account or deposit money
  • Pay your bills or apply for a loan
  • Use your credit or debit card

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates' everyday business purposes - information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.

  • Our affiliates include financial companies such as Jackson Financial Corporation, and non-financial companies such as Title Center of Greater KY, LLC.

Non-affiliates

Companies not related by common ownership or control. They can be financial and non-financial companies.

  • FNB Bank, Inc. does not share with non-affiliated third parties so they can market to you.

Joint marketing

A formal agreement between non-affiliated financial companies that together market financial products or services to you.

  • Our joint marketing partners include branded credit card companies.

 

Mayfield Main
101 E Broadway
Mayfield, KY 42066
270-247-1758
Mayfield South
310 Charles Drive
Mayfield, KY 42066
270-247-1352
Lone Oak
3445 Lone Oak Rd

Paducah, KY 42003
270-554-1748
Paducah
630 Jefferson St
Paducah, KY 42001
270-442-7395
Murray
1445 Lowes Dr
Murray, KY 42071
270-767-1240
Wingo
9606 State Route 45 S
Wingo, KY 42088
270-376-5859
Cadiz Main
2558 Main Street
Cadiz, KY 42211
270-522-6021
Cadiz West
1197 Canton Road
Cadiz, KY 42211
270-522-3256