Temporary Full FDIC Insurance Coverage Notice

Attention FNB Customer(s):

Temporary full FDIC Insurance coverage for noninterest-bearing transaction accounts will expire on January 1, 2013.  
 
By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC).

Beginning January 1, 2013, all of a depositor's accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.
 
For more information about FDIC insurance coverage of noninterest bearing transaction accounts, visit http://www.fdic.gov/deposit/deposits/unlimited/expiration.html. If you have any further questions concerning this notice, please do not hesitate to contact us.  Thank you for choosing FNB Bank.

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