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New KY Scam Alert Service

Scam Alert Service in KYFNB is pleased to announce its partnership with the Office of the Kentucky Attorney General to better protect our valued clients from scams, frauds and con artists. In 2015, more than 3 million consumers in the United States were scammed out of $765 million, and reports suggest senior citizens lose nearly $37 billion annually to elder financial abuse.

We are encouraging our customers to sign up for Scam Alerts, an automated text or e-mail alert system from the Attorney General’s Office that provides real-time alerts on the newest scam appearing in our Commonwealth. To enroll, text the words KYOAG Scam to GOV311 (468311), or enroll online at ag.ky.gov/scams and select text message or email alert. This free service is a great way to help yourself, family members, neighbors and our customers
avoid falling victim to a scam.

Stop. Think. Connect.

Stop.Think.Connect.TM is a national public awareness campaign aimed at increasing the understanding of cyber threats and empowering the American public to be safer and more secure online.

Cyber threats affecting you, your family, and members of your community include:

  • Identity Theft
  • Fraud and Phishing
  • Cyber Bullying and Ethics
  • Cyber Predators

If you have more questions or would like to learn more about cyber security, please visit the Stop. Think. Connect. Campaign from the Department of Homeland Security.  You’ll find great materials and helpful tips on cyber security.

Tips for Banking Safely

We love our Facebook fans, but remember, banking safely is a top priority to us at FNB! Please note that Facebook is a social network and personal financial information should never be disclosed.

We also want to remind you that FNB will never contact you via text message, phone call, or e-mail and ask you for your account information, passwords, debit/ATM card number, PIN number, etc.  If you didn’t initiate the call, e-mail or text, then please do not share your personal information.  If you ever receive any suspicious communication that appears to be from FNB about your account, please contact your FNB Banking Center immediately.

Together, we can do our part to eliminate identity theft.

Protecting Against Investment Scams on the Internet

The Internet has become the communication channel of choice for many investors. It is a convenient way to communicate with investment providers and investigate investment opportunities.

The Internet has also become a popular place for thieves and scam artists to find victims.

Money Smart – A Financial Education Program

Alexander Pope once famously noted “To err is human.” We all make mistakes. But those mistakes can be costly if they involve overdrawing your bank account.

The following is a list of top tips to help you to avoid paying overdraft fees: